
Systems Guard
Coverage over your major home systems, including air conditioning, heating, ductwork, plumbing and electrical.
Air conditioning and heating
Plumbing and electrical
Ductwork and water heater
Cover your systems, appliances, or both. Plans from $1/day.
Answer 6 questions in about 40 seconds, then compare plans from licensed providers in your area. No credit card, no obligation.
Pick the coverage that fits your home best. You can change it later.
Older homes usually need broader coverage. This helps us match the right plan.
Providers and rates vary by area. We use your ZIP to check what is available near you.
We only use it to match local plans. No address needed.
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Based on your answers, this is the plan that fits your home and budget best.
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One plan covers the systems and appliances in your home, with flexible coverage you can adjust as your home changes.
Starting at$1/day
Free to check, no obligation. Plans are provided by licensed home warranty providers in the United States.
6 quick questions
Licensed providers
Plans near you
Free, no obligation
Coverage options
Every plan starts at $1/day. Choose what you want covered, then answer 6 quick questions to see the best option.

Coverage over your major home systems, including air conditioning, heating, ductwork, plumbing and electrical.

A combination of Systems Guard and Appliance Guard. It is our most comprehensive coverage, and our most economical per day.

Coverage for the kitchen and general home appliances most likely to break, such as your refrigerator, oven, dishwasher, washer and dryer.
Homeowner reviews
Feedback from homeowners who used this free service to find coverage in their area.
I had no idea prices varied so much between providers. Seeing the options for my area side by side took about a minute, and everything covered was explained in plain language before I signed anything.
Our air conditioning quit in the middle of a heat wave, so I finally looked into a plan. I put in my ZIP code and had quotes for the house the same afternoon, one of them right around a dollar a day.
What matters to me is who actually services this area. The questions were simple, and I could see which providers work in Ohio and what each plan leaves out before I chose one.
With the water heater and the pool pump getting old, I wanted both systems and appliances covered. Comparing the plans here was easier than calling around, and I ended up paying less than I expected.
Reviews from homeowners who used this free comparison service. Coverage, availability and pricing vary by provider and by state.
Systems, appliances, or both. We match your answers to the plan that protects what matters most in your house.
One repair can cost more than a full year of coverage. Compare your options free, with no obligation to buy.
We work with established home warranty providers across the United States, so your claim is handled by real people.
Home warranty basics
Short, straight answers about what a home warranty covers and how to compare plans in the United States.
A home warranty is a service contract that pays for the repair or replacement of major home systems and appliances when they fail from normal wear and tear. You pay a monthly or annual premium plus a service fee per visit, usually between $75 and $125, and the provider sends a licensed technician from its network.
Most plans cost between $35 and $75 per month, which works out to about $1 to $2.50 per day. Systems-only coverage sits at the low end, while a plan that covers both systems and appliances costs more because it covers the most. HomeGuardQuotes compares plans that start at $1 per day.
Systems coverage protects the built-in mechanical parts of your home: heating and air conditioning, ductwork, plumbing and electrical. Appliance coverage protects kitchen and laundry appliances such as your refrigerator, oven, dishwasher, washer and dryer. A combined plan, sometimes called total home guard, covers both and is usually the best value.
Usually yes, as long as the system was working when the contract started and is properly maintained. Providers generally accept homes of any age, but a system over 15 years old may raise your premium, and the payout for a replacement is often capped rather than paid in full.
You answer 6 short questions about what you want covered, your home age and type, your timeline and your ZIP code. HomeGuardQuotes then matches your answers with licensed home warranty providers that serve your state, so you can compare plans and prices side by side. The match is free and there is no obligation to buy.
Coverage limits, service fees and pricing are set by each provider and vary by state.